Law Office of Simmons & Purdy

 

2425 Porter Street, Suite 10

Soquel, CA 95073

Phone: (831) 464-6884

Fax: (831) 464-6886

info@pamelaw.com

Law Office of Simmons & Purdy
2425 Porter Street
Suite 10
Soquel, CA 95073

ph: 831-464-6884
fax: 831-464-6886

info@pamelaw.com

PLEASE "LIKE" US ON:Facebook

  • Home
  • The AttorneysClick to open the The Attorneys menu
    • Pamela D. Simmons
    • William J. Purdy, III
  • Services OfferedClick to open the Services Offered menu
    • Mortgage Lending Laws and Foreclosure Relief
    • Short Sales
    • One Time Consultations
    • Real Estate
    • IRS Collection Representation
    • Taxation
  • Consultation Rates
  • How to fight back against EDD’s Form 1099G
  • How Guarantors Can Escape Tax On Soured Debt
  • Senate Bill 1150 Victory!
  • Scams, Spam & Mortgage Fraud
  • Real Estate Fraud Articles
  • What Loan Mod?
  • When Mortgage Lenders Monkey With Your Loan
  • Sleeping Giant Second Mortgages
  • A Message About Bankruptcy
  • Taxable Debt Relief - Do Ask - Do Tell
  • Got Mortgage Troubles? Here’s Your List of “Don’ts”
  • For Homeowners Who Have Lost Their Home In Foreclosure
  • The Federal Truth in Lending Act: What You Don't Know Can Hurt YouClick to open the The Federal Truth in Lending Act: What You Don't Know Can Hurt You menu
    • I. TILA's History and Predatory Lending
    • II. How to Find the Law
    • III. What Every Real Estate Attorney Should Know About TILA
    • IV. The Recission Process: The Law and Reality
    • V. Conclusion
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Mortgage Lending Laws

and Foreclosure Relief

The Law Office of Simmons & Purdy is one of a handful of law firms with years of experience in representing clients who are having problems with their real estate agent, loan broker, mortgage lender, or loan servicing agent. 

If you are having problems with your agent, loan broker, lender, or loan servicer, call us to discuss:

  • Federal Truth in Lending Act Violations (TILA & HOEPA)
  • RESPA Violations
  • California Financial Code §4970
  • Fair Debt Reporting Act
  • Reverse Mortgage
  • Elder Abuse
  • Bureau of Real Estate Matters
  • Loan Servicing Violations
  • Forced Placed Insurance
  • Loan Accounting Matters
  • Loan Escrow Problems
  • Predatory Loans

Countless homeowners across the country have been victimized by these fraudulent practices. 

We can help you to determine if it is possible to save your home. 

Sometimes a home cannot be saved.  Sometimes you may find out you would be far better off without this home. If your home can't be saved contact us to find out what the “best” way to let it go. Talk to us to see if  you will have any debt owed after the foreclosure (deficiency or sold out juniors), any taxes owed for debt relief (1099 income) or possible taxable gain on the foreclosure.

Let us clearly explain how the foreclosure process can work for you and what you can expect to happen. 

 

If you have received a "Notice of Default" or your home is in foreclosure, let the experienced attorneys at the Law Office of Simmons & Purdy determine whether there is way to stop the foreclosure and what is the best path forward.  

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

 

 

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Law Office of Simmons & Purdy

All rights reserved.

 

 

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Law Office of Simmons & Purdy
2425 Porter Street
Suite 10
Soquel, CA 95073

ph: 831-464-6884
fax: 831-464-6886

info@pamelaw.com

PLEASE "LIKE" US ON:Facebook